Top 10 Frequently Asked Questions
1) Is Daniels-Head an insurance company?
No, Daniels-Head is an insurance agency and
may also act as an insurance broker that
assists customers in the United States to place their
insurance coverage with various insurance companies.
2) In what U.S. states do you offer coverage?
To be eligible for services from Daniels-Head, a customer must
be domiciled in one of the following highlighted states:
Daniels-Head is not able to offer every insurance
product in every one of these states. Please contact
us to learn more about how we can meet your specific needs!
3) What kinds of coverage does Daniels-Head offer?
Daniels-Head offers many products from different insurance
companies. View our product offering categories
down the left side of this page and click-through to learn more. Or feel free to contact
us with your questions.
4) Where is Daniels-Head located and what is its corporate structure?
Daniels-Head is privately owned
and operates from five primary office locations in California,
Illinois, New Mexico, Ohio and Texas. Over 60 dedicated employees
are on staff and focused on customer service.
Our corporate headquarters is located in Austin, Texas.
5) Why do insurance premiums increase over time?
Insurance premiums usually increase
for one or more of several reasons.
Premiums go up due to increases in insured risk,
due to a scarcity of capital in the industry, due to changes in the
governing law for the particular coverage, due to rising jury
awards, due to changes in coverage interpretation by the courts and a number
of other factors.
6) Why should I purchase an insurance policy through Daniels-Head?
Everybody prefers to spend as little money on insurance
as possible. You should balance this concern with an
evaluation of the insurance coverage being offered and
the trust you place in both the insurance company and
the agent or broker, like Daniels-Head, who is assisting you.
Ultimately, insurance always comes down to trust. You can trust an agency that has been in business since 1954.
7) Will Daniels-Head be involved with my
insurance claim?
Each insurance company has its
own rules and procedures for reporting and handling claims
under its own policies. You can learn more about this process by consulting the claim reporting procedures included in your policy packet, or by going to the product offering categories in the left-column and clicking through the Claim Reporting section. Or you can also contact us at any time with your questions.
8) Can I come by a Daniels-Head office in
person?
Certainly! Please contact
us at any time to meet with one of our qualified staff members.
9) Can I download insurance forms from Daniels-Head?
This depends greatly on the insurance company, and the forms in question.
Daniels-Head always strives to maximize use of the Internet
and other technology to better serve the needs of our
customers. Please contact
us to discuss these matters further with one of our
qualified representatives.
10) What options do I have for the payment of my premium?
In most cases, payment plans are available through a premium finance company or by the carrier directly. Please contact
us to further discuss your payment options.
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